The Smartest Exit Strategies For Startups Revealed

A great startup always has a great exit strategy. An exit strategy can be thought of as the lifeboats in a ship, which can be used to get out when the start-up is sinking although losses are not the only time when exit strategies are used. It is a part of the business plan which deals with getting out of a sticky situation without much loss. An exit strategy gives the investor a strong sense of assurance that no matter how the investment turns about, there is always an alternate route.

An exit strategy must not be understood as being a pessimistic option with respect to the company. In fact, there could be two broad reasons for employing one. One could be that the investors are asking for their return soon. Second, could be when the entrepreneur himself / herself decides to sell off the company to someone else to explore new ventures. In either case, going through an exit strategy is essential and it needs detailed formulation in the beginning. Startups and Investors usually employ these strategies:

  • Merge: As the saying goes, ‘If you cannot beat them, join them’. Merger helps both the buyer and seller especially if they have services / features that can complement each other and thus create new products at a much faster rate at lower exertion of resources.
  • Stocks: Startups, mostly in the earlier times, used to offer shares of their company to stock traders who would play the buy and sell game. The money raised through those transactions would then be used to revamp the company functioning. But this path has been looked down into in the recent times, thanks to lower IPO rates and more volatility in markets.
  • Sell it: The buyer must be better in skill of operating the business. The money acquired through the transaction could clear all the debts between the investor and the business owner and might also give some return to the initial owner.
  • Cash Cow: This strategy is for businesses that are running well in a stable market. Sales are increased, the money acquired through them are used to clear all financial holdings of the investor and someone who is capable of running the business is hired while the founder continues to get the share of profit he / she has opted for.
  • Shutdown: Many businesses are often forced to take this path. It may not be as negative as it may sound; in fact, sometimes these seem to be the best option. The asset as a whole is liquidate and is used to complete all the pending transactions.

The nature of the business and the market it goes through determines the best exit strategy. One positive approach to an exit strategy is thinking of it as a tool helping in reducing the negative impact on the firm by boosting up its positive potentials.

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How to align Medicare supplement plans with senior retirement

Medicare Supplement insurance plan is available for all aged 65 years. This also includes those consumers already receiving the aid of Medicare health coverage due to some kind of disability. The period in which you will be able to sign up for Medicare is known as the Open Enrollment. The period lasts for six months during which if you are aged 65 years and older and hold a Part B insurance coverage, companies can sell you any supplemental coverage that they offer. Always take advantage of this Open Enrollment period when you can avail many of the insurance coverage policies without paying any excess sign up amount.


Lock-in period and savings in Medicare


After the limited period when the offering is available to obtain the best insurance support, post six months the Medicare association will choose individuals whom they will cover and by how much based upon their present health condition. In case you already have an individual healthcare policy, you do not need to cancel that service in order to seek coverage from Medicare. Bank group insurance policies and others also offer coverage claims, so you may as well want to look into them first and compare their plans. Sometimes, certain insurance policies may work otherwise in some situations. Hence, it is always important to verify all the benefits that you would be entitled to receive.


Insurance coverage for seniors


Seniors from the state are already in a dilemma whether to avail the Mutual of Omaha medicare supplement plan G and opt for these services. Medigap policies are based on specific individuals that are more rewarding than the standard health coverage. The most of insurance coverage and the associated costs remain the topmost concerning factors for seniors. They want to avail the most cost effective insurance support that aligns with senior retirement. Most Medicare beneficiaries have a fixed income and hence they must consider all the available options.


There are various types of plans with varying coverage amount. Depending on the policy that you choose, Medigap rates vary greatly. When deciding upon an insurance provider, make sure you compare the benefits and the related costs. The health care coverage provider should also work with you to understand your present standing, based on your insurance needs and the economic condition that you are in. Does the service provide the coverage based on the policy rate most affordable by you?


Medigap insurance coverage


For seniors worldwide, health care remains the top concerning factor and you would want to seek additional coverage. Before you sign up for a service, make sure you’ve weighed all your options. Medigap offers a number of supplemental plans for seniors. Network based health care associates such as doctors, hospitals, home care givers, and more who understand your specific medical situation will be able to help you gain 100 percent coverage of your medical needs. In that way, you will be able to cut down on the extra expenses that will greatly reduce your spending.


Take time to compare the Medicare supplement plans that you can avail by consulting the Medicare group in your state. Their staff is knowledgeable on medical coverage and can guide you to obtain the complete insight into supplemental plans that will fill-in the gaps of your health care coverage needs.